• Hello,

    the restoration of my 911 Targa is slowly approaching the home straight.

    Which insurer can you recommend? Thanks for any tips!

    VG

    John

    This post has been automatically translated.

    86er Targa 3.2 US Version Fuchsfelgen 7x15 und 8x15

  • If you also want to insure damage to the engine and gearbox: BELMOT all-risk insurance from Mannheimer Versicherung: https: //www.mannheimer.de/oldtimer.

    Otherwise, Württembergische is supposed to be good, the previous owner of my Targa had insured the car there. But then it's "only" fully comprehensive...

    This post has been automatically translated.

    996 Turbo WLS Coupé

    911 G Targa

    Geiler is' schon! (Marius 1983)

    "Irgendwann mal" ist jetzt! (Jörg)

  • Hello Johannes,

    I can also recommend the Belmot with all-risk cover.

    A brief appraisal is required for a value of €12,500 or more.

    From a value of €100,000, a detailed appraisal is required

    You should insure the replacement value

    Air-cooled greetings

    Bernd

    This post has been automatically translated.

  • You should insure the replacement value

    Air-cooled greetings

    Bernd

    Not if you are going through a divorce and want to keep the car...
    How do I know that?

    My tip would be for 07 license plates, I'm sure there are some here:
    Concordia, stumbled across it by chance.

    Short appraisal required for cars over 40k and mopeds over 10k.
    You can 'estimate' the rest yourself.
    The 'price driver' is my 80-911 Targa with an appraisal for 67k.
    That's 120k for liability and 180k for TK with SB500.
    This means that everything else with 07s in my portfolio is also insured, including TK...

    This post has been automatically translated.

  • ... concordia, trouble-free and affordable for years... ww

    This post has been automatically translated.

    Einer, der weiss, dass er nichts weiss,

    weiss mehr als einer, der nicht weiss,

    dass er nichts weiss ?:-) ?:-) :thumb:

  • Just as a suggestion. There are providers who also insure the restoration costs, which are higher than the replacement costs according to the expert opinion.

    This post has been automatically translated.

  • Thanks for the tips, inquiries are out. An appraisal documenting the full restoration is already in progress.

    I will then see what value I can insure.

    VG

    John

    This post has been automatically translated.

    86er Targa 3.2 US Version Fuchsfelgen 7x15 und 8x15

  • As I am usually unable to help technically, I will try to clarify things here.

    Below is an overview of the main German classic car insurers and their special features.

    Don't ask me which insurer I should recommend. Find a broker in your area who can give you proper advice and offers from at least.

    Hiscox, OCC, Mannheimer, Helvetia and Württembergische.

    These are the insurers that specialize in classic cars.

    Have fun reading8o

    Allianz

    Types of cover:

    • Partial casco
      • Fully comprehensive cover
      • All risks cover
      • Garage insurance
    • Minimum age of the vehicle:
      • Youngtimer car: 20 years
      • Classic car: 30 years
      • Other classic cars (e.g. motorcycles, tractors): 30 years
    • Expert opinion:
      • Youngtimer: always
      • classic cars:
        • up to 10,000 euros: no appraisal required
        • from 10,000 euros: short valuation
        • from 50,000 euros: full appraisal
    • Minimum age of the driver : 25 years
    • 30% preventive insurance
    • Own damage up to 50,000 euros

    AXA

    • Types of cover:
      • Partial casco
      • Fully comprehensive incl. all-risk cover
    • Minimum age of the vehicle:
      • Distinction between:
        • Classic cars with first registration up to 31.12.1979
        • Classic cars with first registration between 1.1.1980 and 31.12.1990
    • Minimum vehicle value: 4,000 euros
    • Expert opinion:
      • from 25,000 euros: Market value appraisal
      • up to 50,000 euros: short check
      • from 50,000 euros: standard appraisal
      • Other vehicles: from 10,000 euros: market value appraisal
      • up to 50,000 euros: quick check
      • from 50,000 euros: standard appraisal
    • Minimum age of the driver: 23 years // 30 years
    • the vehicle is listed in the enclosed tariff overview "Positive list of classic cars"
    • 10% preventive insurance

    dialog

    • Types of cover:
      • Comprehensive insurance
    • Minimum age of the vehicle: 25 years
    • Expert opinion: always
    • Minimumage of the driver: 23 years
    • Performance update guarantee
    • 20% provision insurance

    HDI

    • Types of cover:
      • Partially comprehensive
      • Fully comprehensive
    • Minimum age of the vehicle: 25 years
      • Antique vehicles (first registration up to 1939)
      • Veteran vehicles (first registration between 1940 and 1964)
      • collector's vehicles (first registration from 1965)
    • Minimum vehicle value:
      • 3,500 euros
      • 500 euros for motorcycles
    • Expert opinion:
      • up to 25,000 euros: Valuation sheet
      • from 25,000 euros: expert opinion
      • Other vehicles: from 5,000 euros
    • Minimum age of drivers: 25 years
    • 20% insurance

    Helvetia

    • Types of cover:
      • Partial casco
      • Fully comprehensive cover
      • All risks cover
    • Minimum age of the vehicle:
      • Classic cars: 25 years
      • Other classic cars (motorcycles, tractors): 30 years
    • Expert opinion:
      • up to 30,000 euros: Self-assessment with detailed photos
      • up to 80,000 euros: brief valuation
      • from 80,000 euros: detailed appraisal
      • for insurance of the replacement value: always
    • Minimum age of drivers: 23 years
    • Benefit update guarantee
    • 20% preventive insurance

    Hiscox

    • Types of cover:
      • Partially comprehensive
      • comprehensive cover
      • All risks cover
    • Minimum age of the vehicle:
      • Youngtimer: 20-29 years
      • Oldtimer: 30-39 years
      • Veteran: 40 years and older
    • Expert opinion:
      • up to 90,000 euros:
      • up to 100,000 euros: short appraisal
      • from 100,000 euros: full appraisal
    • Minimum age of drivers: 25 years
    • 25% preventive insurance

    Mannheimer BELMOT

    • Types of cover:
      • Basic cover
      • All risks cover
    • Minimum age of the vehicle:
      • Classic cars built up to 1989
      • Motorcycles built up to 1980
      • Tractors and trucks built up to 1969
    • Minimum vehicle value:
      • Youngtimer: 15,000 euros
      • Classic car: 5,000 euros
      • Veteran: 5,000 euros
    • Appraisal:
      • up to 12,500 euros: self-assessment, photo documentation, last general inspection
      • up to 100,000 euros: brief appraisal
      • over 100,000 euros: detailed appraisal
    • Minimum age of drivers: 18 years (motorcycles 30 years)
    • 30% preventive insurance

    OCC

    • Types of cover:
      • Partially comprehensive
      • Fully comprehensive
      • Fully comprehensivePlus
    • Minimum age of the vehicle:
      • Veteran: 55 years
      • Oldtimer: 30 years
      • Youngtimer: between 20 and 30 years old
      • Newtimer: Vehicles that are less than 20 years old, are not used on a daily basis, are generally no longer produced and have a collection character
      • Tuning vehicle: Vehicles that are at least 20 years old and have contemporary additions or conversions
    • Minimum vehicle value: no restriction
    • Appraisal:
      • up to 100,000 euros: self-assessment using OCC assessment form incl. photo documentation
      • From 100,000 euros: detailed valuation report
    • Minimum age of drivers: 23 years or 18 years (only cars & motorcycles < 110 KW)
    • Performance update guarantee
    • 30% preventive insurance (can be extended to 50% )

    Savings bank insurance

    • Types of cover:
      • Partially comprehensive
      • Fully comprehensive
    • Minimum age of the vehicle:
      • Classic car: H license plate (= 30 years)
      • Youngtimer: 20 years
    • Expert opinion:
      • up to 20,000 euros: Self-assessment with photo documentation
      • up to 40,000 euros: brief appraisal
      • over 40,000 euros: detailed valuation report
    • Minimum age of drivers: 25 years (drivers aged 18 and over can be included for an additional charge)
    • An everyday car is not required!
    • 10% preventive insurance
    • Commercial use is possible

    Württembergische

    • Types of cover:
      • Partially comprehensive
      • fully comprehensive cover
      • All-risk cover
      • Garage insurance
    • Minimum age of the vehicle:
      • Classic car: 30 years
      • Youngtimer (passenger cars only): 20 years
      • Collector's vehicles: no minimum age
    • Expert opinion:
      • PASSENGER CAR:
        • up to 50,000 euros: detailed pictures (from all sides, engine compartment, interior and trunk, closed top for convertibles)
        • from 50,000 euros: Valuation report
      • Motorcycles:
        • up to 20,000 euros: detailed pictures
        • from 20,000 euros: Valuation report
      • Trucks, tractors, Unimog, motorhomes: always (if comprehensive cover is required)
      • Insurance of the replacement value / reconstruction value: always
      • All-risk cover: full appraisal (not older than 3 months)
    • Minimum age of driver : 18 years
    • 20% preventive insurance
    • Own damage up to 100,000 euros

    This post has been automatically translated.

  • Generali Versicherung offers the inclusion of the reconstruction value up to twice the market value for special classic cars (see below):


    Insurance at
    market value in the event of


    • destruction,
    • total loss or
    • loss of your classic car

    When concluding a contract, we require an appraisal of your classic car that is no more than 2 years old.
    For vehicle values up to €40,000, a brief appraisal is sufficient.

    The market value shown in the appraisal is the basis for the insured value according to the insurance policy.
    In the event of a claim, we will pay the market value on the day of the claim, up to a maximum of the insured value according to the insurance policy.
    We will deduct any residual value from the insured value.

    If your favorite item is damaged despite all precautions, we will cover all costs for a professional and complete repair.

    Including preventive insurance Oldtimer Optimal includes so-called preventive insurance. This means that we automatically cover an increase in value of up to 30%.
    The only requirement for this is that the contract is based on an appraisal that is no more than 2 years old on the date of the claim.
    Important protection
    already in the partially comprehensive cover

    Partially comprehensive cover includes the following damage without additional premiums:

    • Vandalism damage
    • Transport damage in the event of an accident involving the transport vehicle, including loading and unloading damage
    • Transportation on ships
    • Spare parts up to €5,000 in locked buildings
    On request: Insurance
    of the reconstruction value
    We are also happy to insure the possibly higher reconstruction value of your unique piece of jewelry.
    The possible compensation is limited to twice the market or insured value plus insurance cover.
    Would you like a seasonal license plate
    or a rest insurance?

    Classic car enthusiasts usually only drive their treasures in the summer months. You decide!

    Whether it's a temporary seasonal license plate or the temporary immobilization of your classic car with free dormancy insurance.

    Both are of course possible with us!

    This post has been automatically translated.

    911SC Targa 3.0 930.16 915/63 Bj1981

    Taycan GTS ST 07/2023

    718 Cayman GTS, Bj 2019

    Macan S, Mj 2020

  • Thanks for all the input! You guys are really great!

    Most insurers are in the same range when it comes to liability/insurance/insurance. They all boil with water. The differences can be found at "Allrisk".

    ADAC, WGV pay according to advertising for operational damage e.g. load slipped....but not for engine/gearbox damage.

    Hiscox: does not pay for Porsche engine/gearbox damage....(what a stupid statement)

    Belmot has the most comprehensive cover and is still in the middle in terms of price.

    Considering the cost of an engine or gearbox overhaul, even if it's just the stud bolts, I'll probably go for Belmot.

    Regards

    John

    This post has been automatically translated.

    86er Targa 3.2 US Version Fuchsfelgen 7x15 und 8x15